The idea of student loan forgiveness is an attractive one. Lots of students take out loans in college. There are lots of reasons that they do so. For some this is the only way to fund college. Others simply did not realize what they were getting into by taking out student loans. Many are under the impression that a college education equals easy repayment.

But student loan debt can easily get out of hand. People actually live below the poverty line for years because of their student loan debt. This can happen even if they have a good job.

Clearly this is never the intent for student loans. To help the situation many lenders develop aid programs to help with student loan debt. There may be stringent requirements with these programs. If you meet them though, you may be eligible for student loan forgiveness.

Here are some likely requirements for student loan forgiveness programs:

* • Working in a job that qualifies as public service - Often jobs like teaching, community protection and non-profit work qualify. It is vital to document every year of your service.

* Getting a degree without value from a defunct college - Colleges that do not provide adequate education may be required to repay your loans for you. If your degree is invalid or you were unable to complete it because your college was unaccredited or lost accreditation you may have a shot at student loan forgiveness.

* Admission for which you did not qualify - If you were granted admission for which you did not qualify then the school may be responsible for your student loans. Of course you will have to prove that you were not qualified.

* Honest and dedicated participation in programs intended to help people in student loan debt - If you honestly try to make your payments and can document it, then you may qualify for additional aid.

Of course you should never take out loans you do not intend to repay. It has to be admitted though that sometimes unforeseen things happen. If your student loan debt is too much to handle you should definitely look into student loan forgiveness.